Lecture Qns

What is your problem?

• saving money
• changing of job (environment)

What are the solutions for resolution of the problem?

• having budget list ( A: be discipline, know where your money goes. D: Not being truthful to yourself, being p procrastinate e, being too stingy, no enjoyment)

• be thrifty and consistent ( A: Long run planning, enjoy benefits at the of the savings. D: Having limitations, frustrated to own self)

• knowing what is necessity and luxury ( A: Discipline own self, knowing how to prioritize. D: No enjoyment.)

• find job with higher income less work ( A: New experience, better income. D: No bonding with colleagues, rivalry, cannot adapt to changes)

• try to find job that is less working hours ( A: More time for own self and family, go shopping. D: Less income, have to bring work home)

• Loanshark/Bankloan ( A: Easy & Instant Cash. D: Trying to DIG YOUR OWN GRAVE!!!!)

Our BEST solutions...

Saving Money: Have budget listing and be consistent and truthful to own self

Supportive rationale: Without budget listing, one cannot decide of how much to save and how much to spend. Budget listing help to keep track of one's spending.

Changing Job: Find job with higher income.

Supportive rationale: a way to reduce stress as everything is getting expensive, we need more income to pay for our expenses.

When will we act on it?

ACT NOW!!! So the problem would not arise. Prevention is better than cure =)

Done By: Irah, Imah, Inah, Ana, Alie DECCE- T-01